Email to order the Recording + Digital Download
In a dynamic industry involving corporate governance, compliance, and director liability, the role of board secretary is more than critical. Examiners routinely ask for, and conduct an in-depth review of board minutes as a part of their regular exam request memo. The minutes must be complete! Examiners (and potentially legal counsel) will scrutinize recordkeeping, the board secretary’s communication with directors/management, and the administration of corporate governance. What are the dos and don’ts of this important role? How can the board secretary be more effective? This session will provide the answers to these questions and more.
In addition, more and more board packages are delivered electronically via iPads and other tablets. What steps can be taken to mitigate risk regarding security and privacy? Best practices for this critical function will be addressed.
HIGHLIGHTS
List of annual policies, officer designations, and other items that need to go to the board
Communication with directors and management, before and after the meeting
Coverage of board and committee meetings – how the secretary’s role changes
Crafting the minutes and supporting documentation
Record retention requirements
Obtaining and maintaining annual documentation requirements (e.g., insider records, board training schedules, etc.)
E-package delivery – including privacy and IT issues and sample procedures
TAKE-AWAY TOOLKIT
Excel spreadsheet for policies and training that go to the board
Electronic media board package considerations and sample procedures
Employee training log
Quiz you can administer to measure staff learning and a separate answer key
Attendance verification for CE credits provided upon request.
WHO SHOULD ATTEND? Board secretaries, senior management, and directors.
ABOUT THE PRESENTER – Ann Brode-Harner, Brode Consulting Services, Inc., began her career in 1973 and has continued her service as a consultant to regional and community financial institutions through a wide range of areas including strategic planning, lending, deposits, marketing, training, compliance, and management. Ann is a well-respected presenter and has spoken to audiences across the country for over 25 years. She has presented sessions for numerous state associations and has taught at the School of Banking Administration at the University of Wisconsin as well as many other state banking schools. Ann is the author of “The Bank Deposit Documentation Manual for Front-Line Personnel” published by Bankers Publishing Company, and is well represented in numerous industry publications.
Showing posts with label directors. Show all posts
Showing posts with label directors. Show all posts
(Recording + Free Digital Download) The New World of Debt Collection: What Recent CFPB Actions Indicate About the Future of Regulations & Enforcement
Email to order the Recording + Free Digital Recording
These are not easy times for collection professionals. Complaints, litigation, and regulatory penalties negatively impact the ability to collect delinquent loans. Everyone understands the consumer protection focus of the CFPB. However, recent rulings are telegraphing the Bureau’s thoughts about debt collection generally and their plans for future regulations and enforcement actions. From collection agencies to banks, finance companies, and credit unions, the CFPB is issuing stern rulings and imposing hefty penalties.
This session will review recent regulatory actions under the Consumer Financial Protection Act and explain how unfair, deceptive, or abusive acts or practices (UDAAP) will continue to impact unprepared financial institutions. It is never a defense to say this is the way we have always done it. The risk of any questionable practices being detected has never been greater, so now is the perfect time to review your collection processes. Do you understand the severity of the collections storm on the horizon? Are you properly prepared to balance full compliance with maintaining an effective collection program?
HIGHLIGHTS
Important CFPB collections actions
UDAAP dos and don’ts
Difference between a false threat and a real promise
Effectively using account restrictions
Relaying the credit score implications of a collection action
Conducting a risk-based collections audit
TAKE-AWAY TOOLKIT
Regulatory guidance and resources
Risk-based collections audit matrix
Key policy implications
Employee training log
Quiz you can administer to measure staff learning and a separate answer key
Attendance verification for CE credits provided upon request.
WHO SHOULD ATTEND? Senior executives, directors, committee members, lending managers and staff, collections managers and staff, compliance personnel, auditors, and anyone involved with compliance and delinquent accounts.
ABOUT THE PRESENTER – David A. Reed, JD, Reed & Jolly, PLLC, attorney, author, consultant, and nationally-recognized speaker, is a partner in the law firm. He provides guidance to financial institutions on establishment and revision of policies and procedures, organizational compliance, collections, security, contractual agreements, regulatory matters, and corporate governance. His engaging speaking style has made him a nationwide lecturer on regulatory compliance, consumer lending, bankruptcy, and collections. A former trial attorney and vice president and general counsel of a large credit union, David is particularly known as an expert in the areas of operations, bankruptcy, and collections. He has trained state and federal examination staff on numerous issues, including BSA, ID theft red flags, SAFE Act, third-party contract management, and bankruptcy. He also serves as editor of several industry manuals.
These are not easy times for collection professionals. Complaints, litigation, and regulatory penalties negatively impact the ability to collect delinquent loans. Everyone understands the consumer protection focus of the CFPB. However, recent rulings are telegraphing the Bureau’s thoughts about debt collection generally and their plans for future regulations and enforcement actions. From collection agencies to banks, finance companies, and credit unions, the CFPB is issuing stern rulings and imposing hefty penalties.
This session will review recent regulatory actions under the Consumer Financial Protection Act and explain how unfair, deceptive, or abusive acts or practices (UDAAP) will continue to impact unprepared financial institutions. It is never a defense to say this is the way we have always done it. The risk of any questionable practices being detected has never been greater, so now is the perfect time to review your collection processes. Do you understand the severity of the collections storm on the horizon? Are you properly prepared to balance full compliance with maintaining an effective collection program?
HIGHLIGHTS
Important CFPB collections actions
UDAAP dos and don’ts
Difference between a false threat and a real promise
Effectively using account restrictions
Relaying the credit score implications of a collection action
Conducting a risk-based collections audit
TAKE-AWAY TOOLKIT
Regulatory guidance and resources
Risk-based collections audit matrix
Key policy implications
Employee training log
Quiz you can administer to measure staff learning and a separate answer key
Attendance verification for CE credits provided upon request.
WHO SHOULD ATTEND? Senior executives, directors, committee members, lending managers and staff, collections managers and staff, compliance personnel, auditors, and anyone involved with compliance and delinquent accounts.
ABOUT THE PRESENTER – David A. Reed, JD, Reed & Jolly, PLLC, attorney, author, consultant, and nationally-recognized speaker, is a partner in the law firm. He provides guidance to financial institutions on establishment and revision of policies and procedures, organizational compliance, collections, security, contractual agreements, regulatory matters, and corporate governance. His engaging speaking style has made him a nationwide lecturer on regulatory compliance, consumer lending, bankruptcy, and collections. A former trial attorney and vice president and general counsel of a large credit union, David is particularly known as an expert in the areas of operations, bankruptcy, and collections. He has trained state and federal examination staff on numerous issues, including BSA, ID theft red flags, SAFE Act, third-party contract management, and bankruptcy. He also serves as editor of several industry manuals.
(ON DEMAND) Essential Compliance Training for the Board & Senior Management
Email to order the Recording + Free Digital Download
Responsibility for regulatory compliance ultimately rests with the board. Compliance is no longer an area directors and senior management can be passive about. But weeding through thousands of pages of guidance can be daunting – especially to those new to the industry.
This webinar will help you understand your responsibilities and liabilities before the examiner is at the door. It will address the high-risk areas in lay terms with the board in mind (meaning just the information most important to you) and cover your required annual training.
HIGHLIGHTS
Board’s responsibilities for your institution’s Bank Secrecy Act and identity theft prevention programs
Fair Lending current issues
Regulation O (Insider Lending) requirements and limits
Privacy rules and best practices
Community Reinvestment Act
UDAAP and examiner focus on preventing consumer harm
Exam follow-up – how to prepare the board to respond to regulators
TAKE-AWAY TOOLKIT
Sample policy review schedule
Regulation summary for directors
Consumer complaint log
Employee training log
Quiz you can administer to measure staff learning and a separate answer key
Attendance verification for CE credits provided upon request.
WHO SHOULD ATTEND? Directors, senior management, compliance officers, and auditors.
ABOUT THE PRESENTER – Dawn Kincaid, Brode Consulting Services, Inc., began her banking career while attending Ohio State University. She has fifteen years’ experience in client service, operations, information technology, administrative and board relations, marketing, and compliance. Most recently Dawn served as the Senior Vice President of Operations for a central-Ohio-based community bank, where she created and refined policies and procedures, conducted self-audits and risk assessments, and organized implementation of new products and services. Dawn has served in the roles of Compliance, BSA/AML, CRA, Privacy, and Security Officer. She has led training initiatives, prepared due diligence information, completed a variety of regulatory applications, and coordinated internal and external audits and exams.
Responsibility for regulatory compliance ultimately rests with the board. Compliance is no longer an area directors and senior management can be passive about. But weeding through thousands of pages of guidance can be daunting – especially to those new to the industry.
This webinar will help you understand your responsibilities and liabilities before the examiner is at the door. It will address the high-risk areas in lay terms with the board in mind (meaning just the information most important to you) and cover your required annual training.
HIGHLIGHTS
Board’s responsibilities for your institution’s Bank Secrecy Act and identity theft prevention programs
Fair Lending current issues
Regulation O (Insider Lending) requirements and limits
Privacy rules and best practices
Community Reinvestment Act
UDAAP and examiner focus on preventing consumer harm
Exam follow-up – how to prepare the board to respond to regulators
TAKE-AWAY TOOLKIT
Sample policy review schedule
Regulation summary for directors
Consumer complaint log
Employee training log
Quiz you can administer to measure staff learning and a separate answer key
Attendance verification for CE credits provided upon request.
WHO SHOULD ATTEND? Directors, senior management, compliance officers, and auditors.
ABOUT THE PRESENTER – Dawn Kincaid, Brode Consulting Services, Inc., began her banking career while attending Ohio State University. She has fifteen years’ experience in client service, operations, information technology, administrative and board relations, marketing, and compliance. Most recently Dawn served as the Senior Vice President of Operations for a central-Ohio-based community bank, where she created and refined policies and procedures, conducted self-audits and risk assessments, and organized implementation of new products and services. Dawn has served in the roles of Compliance, BSA/AML, CRA, Privacy, and Security Officer. She has led training initiatives, prepared due diligence information, completed a variety of regulatory applications, and coordinated internal and external audits and exams.
(ON DEMAND) Director Series: Director & Officer Liability: Rules, Risks & Trends
Email to Order the Recording + Free Digital Download
Serving on the board or senior management team of a community financial institution has always been viewed as a privilege by most in the industry. Unfortunately, with the Great Recession and the accompanying onslaught of suits and orders against directors and officers, many individuals have been left with a bad taste in their mouths. Personal liability is simply something no one wants to face head on in this environment. This webinar will address the real job of directors and officers and how they can do that job well, despite the associated risks. This program will provide an overview of regulations related to director and officer liability, the sources of primary risk, and the role of insurance in protecting against liability. Ensure directors and officers are equipped to mitigate risks by attending this webinar.
HIGHLIGHTS
Directors’ and officers’ real jobs
Evaluating sources of liability and legal duties of care and liability
Gauging regulatory expectations for directors and officers
Understanding the current regulatory environment for compliance and risk management
Dealing with regulatory enforcement actions
Meeting stakeholder expectations
Strategies for mitigating risk
Compensating directors and officers for risk and potential liability
TAKE-AWAY TOOLKIT
Directors’ and officers’ liability considerations
Ten commandments for community financial institutions’ directors and officers
Employee training log
Quiz you can administer to measure staff learning and a separate answer key
Attendance verification for CE credits provided upon request.
WHO SHOULD ATTEND? Community bank directors.
ABOUT THE PRESENTER – Jeffrey C. Gerrish, Gerrish McCreary Smith, Consultants & Attorneys, is Chairman of the Board and a member of the Memphis-based law firm. The two firms have assisted over 1,500 financial institutions in all 50 states. Jeff’s consulting and legal practice places special emphasis on strategic planning; community bank mergers and acquisitions; dealing with the regulators, particularly as related to enforcement actions; bank holding company formations; acquisition and ownership planning for directors; stock repurchase plans; regulatory and compliance issues, including fair lending, unfair and deceptive and abusive practices; capital raising; securities law; ESOPs; and other matters of importance to community financial institutions.
Serving on the board or senior management team of a community financial institution has always been viewed as a privilege by most in the industry. Unfortunately, with the Great Recession and the accompanying onslaught of suits and orders against directors and officers, many individuals have been left with a bad taste in their mouths. Personal liability is simply something no one wants to face head on in this environment. This webinar will address the real job of directors and officers and how they can do that job well, despite the associated risks. This program will provide an overview of regulations related to director and officer liability, the sources of primary risk, and the role of insurance in protecting against liability. Ensure directors and officers are equipped to mitigate risks by attending this webinar.
HIGHLIGHTS
Directors’ and officers’ real jobs
Evaluating sources of liability and legal duties of care and liability
Gauging regulatory expectations for directors and officers
Understanding the current regulatory environment for compliance and risk management
Dealing with regulatory enforcement actions
Meeting stakeholder expectations
Strategies for mitigating risk
Compensating directors and officers for risk and potential liability
TAKE-AWAY TOOLKIT
Directors’ and officers’ liability considerations
Ten commandments for community financial institutions’ directors and officers
Employee training log
Quiz you can administer to measure staff learning and a separate answer key
Attendance verification for CE credits provided upon request.
WHO SHOULD ATTEND? Community bank directors.
ABOUT THE PRESENTER – Jeffrey C. Gerrish, Gerrish McCreary Smith, Consultants & Attorneys, is Chairman of the Board and a member of the Memphis-based law firm. The two firms have assisted over 1,500 financial institutions in all 50 states. Jeff’s consulting and legal practice places special emphasis on strategic planning; community bank mergers and acquisitions; dealing with the regulators, particularly as related to enforcement actions; bank holding company formations; acquisition and ownership planning for directors; stock repurchase plans; regulatory and compliance issues, including fair lending, unfair and deceptive and abusive practices; capital raising; securities law; ESOPs; and other matters of importance to community financial institutions.
(ON DEMAND) Attracting & Retaining Key Management
Email to Order the archived Webinar!
One of the largest risks facing community bank directors is grooming and retaining talent for future generations. The days of starting as a teller in a local community bank and working up through the ranks are mostly behind us. As the talent pool shrinks, community banks must be prepared to fight for and retain top talent. To remain successful, community banks should ensure they have the appropriate people to maintain operations, and sufficient training opportunities to ensure that those personnel are prepared to operate the bank profitably over the next 50 years.
This webinar will focus specifically on how community bank boards can ensure their bank attracts and keeps a quality management team. It will include various incentive alternatives, beneficial employment contract provisions, and available ownership opportunities to encourage management to work for the bank’s and shareholders’ best interests. It will also address how to appropriately plan for management succession and how compensation issues are related to effective succession planning.
HIGHLIGHTS
Directors’ and officers’ real jobs
Finding the right compensation structure
Understanding what you are incenting
Long-term equity-based incentives
Mid-term compensation incentives
Short-term incentives
Employee stock ownership plan
Considerations for management succession planning
TAKE-AWAY TOOLKIT
Article on attracting and retaining
Types of incentive compensation plans
Employee training log
Quiz you can administer to measure staff learning and a separate answer key
Attendance verification for CE credits provided upon request.
WHO SHOULD ATTEND? Community bank senior management and directors.
ABOUT THE PRESENTER – Jeffrey C. Gerrish, Gerrish McCreary Smith, Consultants & Attorneys, is Chairman of the Board and a member of the Memphis-based law firm of Gerrish McCreary Smith, PC, Attorneys. The two firms have assisted over 1,500 financial institutions in all 50 states. Jeff’s consulting and legal practice places special emphasis on strategic planning; community bank mergers and acquisitions; dealing with the regulators, particularly as related to enforcement actions; bank holding company formations; acquisition and ownership planning for directors; stock repurchase plans; regulatory and compliance issues, including fair lending, unfair and deceptive and abusive practices; capital raising; securities law; ESOPs; and other matters of importance to community financial institutions.
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